Don't have a member account? To select this option . Please do not give us any information you regard as confidential until a formal attorney-client relationship has been established. It's not meant to substitute for legal advice or for your coverage certificate. This letter applies to plan year 01/01/2022 - 12/31/2022 To: . 2023 The Regents of the University of Michigan, Learn more about U-Ms health plans and PIP, The Regents of the University of Michigan. Full name(s) and date(s) of birth of all individuals covered by policy: Name: ________________________________________ You can call the number on the back of your member ID card. endstream endobj startxref She has practiced law in Michigan since 2002 and is a member in our Detroit office. In other words, if a driver or a family member does not have health insurance that qualifies, then a driver will be locked out of any savings that the politicians promised would be available to drivers under our new auto law. They may also request a coordination of benefits letter that shows how your health insurance and auto insurance work together to pay auto accident claims. Find the forms and documents you need Medical, dental & vision claim forms Pharmacy mail-order & claims In other words, if a plans in-network deductible for individual coverage is $6,000 or less, it appears the entire plan is QHC even if the out-of-network or family tier deductible is more than $6,000. State-chartered Bank and State-chartered Savings Bank forms. This could leave the employer-sponsored health plan as the sole source of medical coverage for injuries related to an auto accident in some situations. Health insurers or employers may also create their own QHC documentation letter that complies with Michigan Department of Insurance and , Health (7 days ago) WebHealth insurers and health plans should develop a document that indicates whether a persons coverage is QHC for purposes of auto no-fault insurance. Michigan Qualified Health Care Letter The guidance also indicates that a group health plan with an individual deductible offset in any manner (e.g., by funds contributed to health reimbursement arrangements) so as not to exceed $6,000 could qualify as QHC, provided the plan doesnt exclude or limit medical coverage for auto accident injuries. , Health (9 days ago) WebIf you are unable to access Wolverine Access to obtain your Health Care Plan Verification Letter please email [emailprotected] with your request. If your auto insurance carrier requests or requires confirmation of your university health plan meeting the requirements to be considered qualified, please provide them with this letter: 2022 version and 2023 version. Michigan No-Fault Insurance Reform Goes into Effect July 2020 Unfortunately, suppose the above three items are not included in this letter from your medical insurance carrier. Because the only health insurance coverages that will meet the No-Fault laws requirements are plans that do not exclude or limit coverage for injuries related to motor vehicle accidents, health insurance will now have to provide the same coverage to auto accident victims that No-Fault has been providing for more than 40 years. To request your QHC confirmation letter: Log in to your member account. It is unclear to what extent governmental or church employers that sponsor self-funded group health plans (but dont benefit from ERISA preemption) must provide plan participants with information regarding the plans QHC status.
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michigan qualified health coverage letter