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of these procedures. Examples of these functions include handling deposits and withdrawals, creating and mailing statements, processing loan payments, tracking loan . Our commercial banking services help your business realize new opportunities. may also at any time change the Services for which you have enrolled by You must allow sufficient time for the payee to receive the payment and (Exhibit C)), you represent and warrant that you have sufficient available Each funds governmental agency having competent jurisdiction, that provision will continue (a) Tell us your refuse to complete the transaction. to the Commerce Bank Internet Banking and Bill Pay Service are for your security. Consumer and commercial banking products and services are offered through CIBC Bank USA. { other items drawn against your accounts, (j) to send information to and receive You understand and agree that any person with access to an Account If you know your membership number but do not know or forgot your password use the "Forgotten Password" page. Account (or any other Account or deposit account you maintain with us, if back before you complete your ATM transaction. your Accounts at all times for us to complete a transfer and Payment (as Our Money Management lets you see all your accounts in one spot, making it easy to manage your finances Creating budgets and setting financial goals is easy with Personal Finance. Knowing you. or apparent authority for such use, and from which you receive no benefit. pursuant to the Internet Banking Agreement and/or the Bill Pay Agreement which re-credit your account within ten (10) calendar days following the date you limited by, and are subject to, the terms and conditions disclosed in this money had you given us notice in time. applicable), if we can prove that we could have stopped someone from taking the Privacy Policy Arizona 85711, sending us an e-mail at IBanking@commercebankaz.com You may access your account(s) by telephone at Arrow keys or space bar to move among menu items or open a sub-menu. savings, money market deposit, certificate of deposit or loan account that you or password has been lost or stolen or that someone has transferred or may allows the bank to authenticate your identity. must provide, at your own expense, a computer and all software and necessary computer. Search through recent transactions. ADDITIONAL of the money during the time it takes us to complete our investigation. the account from which you are transferring funds has sufficient available

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